Construction Business Financing
Financing options for builders, contractors, and project-based work.
EXPLORE FINANCING OPTIONSIndustry Overview
Construction businesses typically pay for labor, materials, and equipment long before a project pays out. That timing gap, combined with weather and seasonality, makes capital planning central to the trade.
- Costs incurred well ahead of progress payments
- Heavy equipment purchase and maintenance cycles
- Seasonal and weather-driven revenue swings
- Retainage held until project completion
Common Financing Needs
- Materials and supplies
- Heavy equipment and vehicles
- Subcontractor payments
- Mobilization and permits
- Payroll between draws
- Bonding-related costs
Potential Financing Solutions
Financing options for purchasing, upgrading, or replacing essential business equipment.
Learn MoreWorking CapitalFinancing options that may help cover day-to-day operating costs such as payroll, inventory, and marketing.
Learn MoreConstruction FinancingFinancing options for contractors, builders, and project-based construction needs.
Learn MoreBusiness Lines of CreditRevolving financing options a business may draw from as eligible needs arise.
Learn MoreInvoice FinancingOptions that may allow a business to access value tied up in unpaid customer invoices.
Learn MoreFrequently Asked Questions
ClearPath Lending is not a bank. Financing options are subject to lender and program eligibility requirements, and approval is never guaranteed.
Ready to explore your funding options?
Start with a simple application. Tell us about your business and what you're working toward, and we'll help you understand which financing options may be available.
Submitting an application does not guarantee approval or funding.